Investors sharing the whole journey.
MoneyJourney is an independent research project run by long-term investors. We analyse great companies, invest our own money in them and publish everything we do, including the mistakes.
Started by Tiago, a self-directed investor since 2018.
Cheap is not enough.
For years we bought companies that looked very cheap. Many of them stayed cheap, because there was a reason for the low price: a weak business, a fading advantage, or owners diluted year after year.
So we stopped asking βIs it cheap?β and started asking βIs it great, and is it cheap?β Great businesses deserve to be bought at a discount. The hard part is knowing which ones they are, and what they are worth.
That is why we built a method, and then a score. Pro gives you the same tools we use for our own money.
From research to a published move.
- 01
Research
We study the business, the moat, the numbers and the risks, and write it up as a deep dive.
- 02
Score
Quality and margin of safety become the MJ Score and one of five signals on the Watchlist.
- 03
Invest
When a great business trades clearly below our fair value, we buy it with our own money.
- 04
Publish
Every buy and sell goes on the site and in Discord the same day, with the reasoning behind it.
What MoneyJourney is.
A method you can learn
Everything is explained in plain English, and every assumption is shown so you can disagree with it.
Real money, in the open
We put our own money into the companies we analyse, and show the portfolio in %, wins and losses.
Independent
Not funded by anyone, and we do not make a living from it. Memberships help the channel grow and bring more content.
What it is not.
We are not financial advisers and MoneyJourney is not a financial firm. We do not manage money for anyone, and nothing here is personal advice. We share how we think and the tools we use.
Our promises.
- No sponsored picks. No one pays to be covered.
- Every valuation shows its assumptions, so you can disagree with them.
- We invest for the long term and we do not trade. Every buy or sell in the portfolio is published on the site and on Discord the same day.
Want to start?
Four short steps, at your own pace, all free.
MoneyJourney is educational research, not personal financial advice. Investing involves risk, including the loss of capital.